DEAR DEIDRE: I STUPIDLY lent my son my Argos card and he’s run up debts of £2,500.
The card has a £200 limit and I gave it to him so he could buy an electric heater. I promptly forgot about it.
Then I got a call from the Argos fraud team about suspicious activity on my account.
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I learned that £2,500 worth of stuff had been ordered, including clothes, computer games and a new TV.
An online request was made in February, using my passcode and login details, to extend the credit limit. That didn’t come from me.
Horrified, I realised my son knew the details because he helped me set up the account.
I discovered he had also been accessing my email account and deleting emails from Argos to keep me in the dark.
I had to stop the fraud team calling the police to get my son arrested.
Now, at 51, I’m left in huge debt. He has promised to pay it back in instalments but just hasn’t got the money.
He has always been lazy and selfish, flitting from job to job. He is not even sorry. He just says he was skint.
I think I’ll have to pay it back myself. I feel so betrayed and angry.
Perhaps I should press charges, after all.
DEIDRE SAYS: Pressing charges would probably spell the end of your relationship – and the debt would still have to be paid.
You say you are resigned to paying Argos back. If you can afford to, that might be the best option.
However, it would also be good if your son pays back whatever he can, even if only in small amounts.
He needs to take responsibility for his life and finances.
If talking to him doesn’t do the trick, contact familylives.org.uk (0808 800 2222) and they will help you.
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